Primary Share Savings - East County Schools Federal Credit Union
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Primary Shares

A simple option for saving

Your primary share account is a basic savings plan. A minimum of $5.00 (one share) is required to open a share savings account establishing your lifetime membership at East County Schools Federal Credit Union. Dividends accrue daily and are paid monthly with earnings from the day-of-deposit to day-of-withdrawal.

Share Savings accounts offer:

  • Only a $5.00 minimum balance required
  • Unlimited in-branch withdrawals
  • Six preauthorized, automatic, electronic or telephone transfers (including Online Banking) per month to another credit union account or to a third party
  • Dividends are calculated daily and paid monthly
  • Up to 8 different accounts for different needs. Give them names like vacation, Holiday savings, or other name to help you keep them separate
  • No monthly fee
  • Competitive Dividend rates
  • 24 hour access to your account through Online Banking and ATMs
  • Share to share transfers and overdraft protection for your East County Schools FCU checking account, up to six electronic (non-branch) withdrawals per calendar month
  • Automatic loan payments from your savings
  • Deposit to your account via payroll Direct Deposit or our mobile app
  • Statements are mailed quarterly, unless there is electronic activity, then they are mailed monthly
  • NCUA insured up to $250,000

Savings Rates

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Members LoveECSFCU!

  • Marcel Becker testimonial
    What mattered to me, was that I needed the money to buy a motorhome, and I needed it now. This is the fastest I've ever experienced for a loan. It's never been this easy or this pleasant and I could tell that this was simply the way ECSFCU serves all of their members; it's their culture. I wasn't a member when I started, but I am now.
    Marcel Becker - General Manager, Trident Maritime Systems and Career Technical Education and Ethics in Business partner with GUHSD