Student Loans - East County Schools Federal Credit Union
Skip to main content

Online Banking

Open An Account  |  Apply For A Loan

Student Loans

ECS members have access to low cost, new and refinanced loans through Lendkey

  • Complete either entire application online in under 15 minutes
  • No application fee
  • 0.25% interest rate reduction when you sign up for automatic payments

Private Student Loans*

  • Finance your education, or that of a family member
  • Pay for all qualified education expenses, including computers
  • Competitive interest rates and with good grades, potential for even lower rates
  • Cosigner release upon request and after 24 consecutive, full monthly on-time payments, and income requirements are met

Refinance or Consolidate Student Loans

  • Simplify your finances with one easy monthly payment
  • Interest-only repayment option up to four years
  • Cosigner release available for creditworthy borrowers after 12 on-time principal and interest payments
* Private student loans should be used as supplemental funding after exhausting all other sources of financial aid including grants, scholarships and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.
Advertisement for financial literacy app Zogo and the QR code and access code to begin using this app

Members LoveECSFCU!

  • Kevin Miller original headshot-01

    Kevin Miller likes to connect good people to great resources. He’s been an enthusiastic fan of East County Schools Federal Credit Union since 2013 when we were known to the education community as Grossmont Schools Federal Credit Union, more than five years ago. “Every person I’ve referred to ECSFCU has raved about the lower rates, better terms and great treatment they get.” From amazing auto loan rates to 0% interest classroom loans, he says, “There has never been a dropped ball or bad experience for anyone I’ve ever referred to ECSFCU.”

     

    Kevin Miller - Administrative Pastor of Foothills Christian Church
Refer Your Family
Refer your Family Members to ECS!
Spouses, children, siblings, parents, and grandkids are all eligible to join with you.

Rates as low as 4.15%APR for new or 4.35%APR pre-owned ECSFCU auto loan!
APR=Annual Percentage Rate. Includes auto payment and NCI discounts. Effective 10/01/2024

Download Our Mobile App!

CO-OP ATM, CO-OP SHARED BRANCH

Find a Shared Branch or ATM