Our Mission Statement
East County Schools Federal Credit Union provides financial solutions that are uniquely tailored to our education community and delivered with a genuine focus on value, trust and exceptional service.
Core Values & Beliefs
Member Value
Everything we do is centered on the primary objective of increasing our "Member Value Proposition". Whether it's a new product, service or decision we make, we must continually ask the question... How does this benefit our member-owners?
Member Experience
Every member encounter will begin with direct eye contact and a warm smile. All staff members will project a genuine desire to serve the member's needs.
Teamwork & Innovation
All ECSFCU staff members will be encouraged and supported to work creatively and collaboratively to provide new ideas to improve member-owner value and operational efficiencies.
Commitment to Staff & Volunteers
ECSFCU will support a culture of professional development for all staff and volunteers in order for each to grow professionally, while using the acquired knowledge and experience to improve the corporate infrastructure and the 'Member Value Proposition'.
Community Field of Membership
All ECSFCU staff members and volunteers will take an active role in our educational community by serving in a volunteer capacity to promote ECSFCU, while always projecting an enthusiastic, professional and friendly image.
Commitment to the Credit Union Industry
All ECSFCU staff & volunteers are encouraged to give back to the credit union movement through participation in legislative activities, user groups, local educational initiatives and Ad Hoc committees.
Credit Union Profile
East County Schools Federal Credit Union is federally insured by the NCUA (National Credit Union Administration) to at least $250,000, with IRA accounts covered by an additional $250,000. All credit unions are not for profit cooperatives. Unlike other financial institutions, Credit Unions are owned and run by their members.
Members make up the Board of Directors, who manage and elect the officers to handle the business and operation of the Credit Union. Our members are joined together by a common bond and we will serve only our members.
There are NO OUTSIDE STOCKHOLDERS -- all net earnings after expenses are paid out to our members in dividends or low cost services.
Bylaws
Federal law and NCUA regulations require federally chartered credit unions to have bylaws. These bylaws provide a framework for the operation and management of a credit union. They address a broad range of matters concerning a credit union's organization and governance, the relationship of the credit union to its members, and the procedures and rules a credit union follows.
ECSFCU!
