Summer Savings - East County Schools Federal Credit Union
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Summer Savings

Get a Summer Paycheck Even When You Have the Summer Off!

Designed for 9, 10 or 11 month school employees, but open to everyone with a direct deposit paycheck!

Call or Text 619-588-1515
for a representative to get you started!

  • Deposits must be made through payroll Direct Deposit from your employer (no outside deposits)
  • Up to $2,500 a month - you control the monthly contribution amount through payroll
  • 4.00%APY*  will remain the dividend rate for the 2023-2024 academic year. This rate is effective July 1, 2023 to June 30, 2024
  • In-branch fee-free, penalty-free withdrawals are unlimited if you need your savings before July
  • Balance will be automatically sent to you each July
  • Rates subject to change each July 1st.
  • 4.00%APY Summer Savings Flier

Summer Savings requirements are easy:

  • Minimum balance of just $5.00
  • No monthly fees
  • eStatements required
  • Dividends are calculated daily and credited monthly
  • Funds (partial or full) may be withdrawn early, without penalty
  • No ATM access to funds
  • Renews each year automatically
  • View your balance (or hide it) with our free Online Banking and Mobile App


Savings Rates

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Members LoveECSFCU!

  • Grant Nelson 2019

    While overseas I found myself in the frightening situation of being out of cash and with two debit cards from other financial institutions that weren’t working, despite my travel notice pre-planning. ECSFCU’s amazing member services team stayed late on a Friday to approve and immediately fund a quick loan that made the rest of our trip wonderful. Nobody else does that! Not only is it something that I will never forget, but it’s something I want to tell everyone about.

    Grant Nelson - Retired La Mesa Spring Valley Schools 8th Grade History Teacher