Student Loans - East County Schools Federal Credit Union
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Student Loans

ECS members have access to low cost, new and refinanced loans through Lendkey

  • Complete either entire application online in under 15 minutes
  • No application fee
  • 0.25% interest rate reduction when you sign up for automatic payments

Private Student Loans*

  • Finance your education, or that of a family member
  • Pay for all qualified education expenses, including computers
  • Competitive interest rates and with good grades, potential for even lower rates
  • Cosigner release upon request and after 24 consecutive, full monthly on-time payments, and income requirements are met

Refinance or Consolidate Student Loans

  • Simplify your finances with one easy monthly payment
  • Interest-only repayment option up to four years
  • Cosigner release available for creditworthy borrowers after 12 on-time principal and interest payments
* Private student loans should be used as supplemental funding after exhausting all other sources of financial aid including grants, scholarships and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.
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Members LoveECSFCU!

  • Cathy Sprecco with Koala - Australia 2015

    I had a fantastic trip to Switzerland and Austria this past summer with East County Schools FCU and the SD East County Chamber of Commerce. This was my 6th trip with this fun group! The Educator Tour, guided by the infamous Steve Devan, is the perfect way to truly see and experience any country. The train ride through the Alps was a personal favorite and such an amazing experience. Seeing and hearing cows and goats with real bells grazing on the side of the mountains made me want to sing a favorite "Sound of Music" song and look for Heidi or her grandpa around every turn! I really felt immersed in the culture. The extra servings of warm apple strudel helped too!

     I am a single traveler and all worries are put aside on these well-coordinated trips. Almost everything is taken care of for the travelers so I always feel spoiled! The fellow Educator Tour travelers that I have met from other districts and other walks of life have become my life-long friends! These trips are so dear to me that I have a separate savings travel account where I dedicate a small monthly amount to be ready for the next country!

    Come join us!

    Cathy Sprecco - Retired Lakeside Union School District Teacher